{"id":4555,"date":"2026-10-12T07:35:43","date_gmt":"2026-10-12T07:35:43","guid":{"rendered":"https:\/\/www.houseofhiranandani.com\/blogs\/?p=4555"},"modified":"2026-10-12T07:37:22","modified_gmt":"2026-10-12T07:37:22","slug":"possession-checklist-what-to-inspect-before-handover-of-a-flat-in-chembur","status":"publish","type":"post","link":"https:\/\/www.houseofhiranandani.com\/blogs\/possession-checklist-what-to-inspect-before-handover-of-a-flat-in-chembur\/","title":{"rendered":"Possession Checklist: What to Inspect Before Handover of a Flat in Chembur"},"content":{"rendered":"\n<p class=\"\">Possession day is the last moment when a buyer of a <a href=\"https:\/\/www.houseofhiranandani.com\/flats-in-chembur\">flat in Chembur<\/a> has full leverage with the developer. Once the possession letter is signed, any remaining issues become the buyer&#8217;s responsibility. The documents checked, defects logged, and questions asked on that day influence how smoothly the ownership transfer goes and how easily post-possession issues get resolved.<\/p>\n\n\n\n<p class=\"\">In this blog, <a href=\"https:\/\/www.houseofhiranandani.com\/\">House of Hiranandani<\/a> looks at what to check before signing, how to carry out a thorough inspection, what a snag list is and how to use it, and what your rights are if defects are found.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Documents Must You Have Before Accepting Possession?<\/strong><\/h2>\n\n\n\n<p class=\"\">For buyers of Chembur flats in new projects, three documents are essential before signing the possession letter:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\"><strong>Occupancy Certificate (OC):<\/strong> Under MahaRERA, a developer cannot legally offer possession without a valid OC for the specific tower or wing. Without it, living in the flat is not legal, permanent utility connections cannot be issued, and resale value is affected. Do not sign without it.&nbsp;<\/li>\n\n\n\n<li class=\"\"><strong>RERA project completion update:<\/strong> Check the project at maharera.maharashtra.gov.in. Both the OC and Completion Certificate must be visible under the project&#8217;s Uploaded Documents tab. The RERA compliance certificate, now a mandatory requirement, should also be listed there.&nbsp;<\/li>\n\n\n\n<li class=\"\"><strong>Possession letter:<\/strong> Review every clause before signing. It must not waive any rights available to you under your Agreement for Sale or under RERA. Along with it, collect warranty cards for all major fittings, a copy of the sanctioned building plan, society membership confirmation, and the parking allocation document.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Is the Difference Between an OC and a Completion Certificate?<\/strong><\/h2>\n\n\n\n<p class=\"\">Buyers of new <a href=\"https:\/\/www.houseofhiranandani.com\/properties-in-chembur\">residential projects in Chembur<\/a> often confuse these two.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Factor<\/strong><\/td><td><strong>Occupancy Certificate (OC)<\/strong><\/td><td><strong>Completion Certificate (CC)<\/strong><\/td><\/tr><tr><td>What it confirms<\/td><td>Building is legally habitable: fire NOC, structural stability, water and sewage, and electrical safety all cleared<\/td><td>Construction finished as per the sanctioned plan<\/td><\/tr><tr><td>Without it<\/td><td>Residing is not legal; no permanent utility connections; resale is affected<\/td><td>Must be uploaded on MahaRERA at project registration<\/td><\/tr><tr><td>Where to verify<\/td><td>MahaRERA portal, under the project&#8217;s Uploaded Documents<\/td><td>MahaRERA portal, under the project&#8217;s Uploaded Documents<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"\">Always check both documents on the project&#8217;s MahaRERA page. The OC matters more, since it confirms legal habitability, not just that construction is complete.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Is a Snag List and How Do You Use It?<\/strong><\/h2>\n\n\n\n<p class=\"\">A snag list is a formal record of all defects or unfinished items found during the pre-possession inspection of your apartment in Chembur. It is the buyer&#8217;s primary tool for making sure the builder completes any necessary repairs before or after handover.&nbsp;<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\">Take photos of every defect with a timestamp before signing anything.<\/li>\n\n\n\n<li class=\"\">Log each issue by room, covering wall cracks, uneven tiling, plumbing leaks, electrical faults, door and window misalignments, and missing or damaged fittings.<\/li>\n\n\n\n<li class=\"\">Submit it in writing to the developer&#8217;s site representative and ask for a signed acknowledgement of the rectification timeline. A window of 30 to 60 days is standard.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"\">Under RERA, the developer is responsible for structural defects for five years from the date of possession, and your snag list serves as key evidence if it&#8217;s ever needed. Under Section 18, if possession is offered without a valid OC, buyers can also claim compensation or a full refund, including interest, through MahaRERA.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How Do You Physically Inspect a Flat Before Handover?<\/strong><\/h2>\n\n\n\n<p class=\"\">A room-by-room inspection of your Hiranandani Chembur flat, or any new property in Chembur, should include:<\/p>\n\n\n\n<ul class=\"\">\n<li class=\"\"><strong>Walls, ceilings, and flooring:<\/strong> Look for cracks, damp patches, uneven plaster, and poor paint finishes. Tap tiles to find hollow ones, and check for lippage, stains, or chipped grout.<\/li>\n\n\n\n<li class=\"\"><strong>Doors and windows:<\/strong> Open and close each door and window. Check alignment, sealing, smooth operation, and all locks.<\/li>\n\n\n\n<li class=\"\"><strong>Plumbing:<\/strong> Run every tap, check for drips at joints, test drainage flow in all bathrooms and the kitchen, and verify water pressure at the showerhead.<\/li>\n\n\n\n<li class=\"\"><strong>Electrical and utilities:<\/strong> Test each switch and socket with a plug tester. Make sure the MCB panel is fully fitted and labelled. Confirm the electricity connection is a permanent individual connection, not a temporary construction-phase feed. Verify the water connection is from the municipal supply. <\/li>\n<\/ul>\n\n\n\n<p class=\"\"><strong>Pre-Possession Checklist<\/strong><\/p>\n\n\n\n<p class=\"\">\u2611 Occupancy Certificate confirmed, visible under Uploaded Documents on the MahaRERA project page<br>\u2611 RERA project completion update and compliance certificate visible on the portal<br>\u2611 Possession letter read fully before signing, with no clauses waiving RERA rights<br>\u2611 Snag list completed with timestamped photos and submitted in writing to the developer<br>\u2611 Rectification timeline agreed in writing before signing<br>\u2611 Warranty and guarantee cards for all major fittings collected<br>\u2611 Society membership confirmation and parking allocation document received<br>\u2611 Permanent electricity and authorised municipal water connection confirmed<br>\u2611 For <a href=\"https:\/\/www.houseofhiranandani.com\/residential-projects\/mumbai\/hiranandani-maitri-park\">Hiranandani Maitri Park<\/a>: RERA-registered; possession March 2031; 3.3 km from Chembur Railway Station<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Frequently Asked Questions<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-blockspare-blockspare-accordion aligncenter blockspare-block-accordion blockspare-13a3517b-326a-4\" data-item-toggle=\"true\" blockspare-animation=\"\"><div class=\"blockspare-block-accordion-wraps blockspare-block-13a351\"><style>.blockspare-13a3517b-326a-4 .blockspare-block-accordion-wraps{padding-top:20px;padding-right:0px;padding-bottom:20px;padding-left:0px;margin-top:30px;margin-bottom:30px}.blockspare-13a3517b-326a-4 .blockspare-accordion-item .blockspare-accordion-panel span.blockspare-accordion-panel-handler-label{font-size:18px}@media screen and (max-width:1025px){.blockspare-13a3517b-326a-4 .blockspare-accordion-item .blockspare-accordion-panel span.blockspare-accordion-panel-handler-label{font-size:16px}}@media screen and (max-width:768px){.blockspare-13a3517b-326a-4 .blockspare-accordion-item .blockspare-accordion-panel span.blockspare-accordion-panel-handler-label{font-size:14px}}<\/style>\n<div class=\"wp-block-blockspare-accordion-item blockspare-block-b37137\"><div class=\"blockspare-accordion-item blockspare-hover-item blockspare-type-fill\" data-act-color=\"#fff\" data-txt-color=\"#000\" data-active=\"#1290f8\" data-pan=\"#f7f7f7\" style=\"margin-bottom:10px\"><div class=\"blockspare-accordion-panel blockspare-right\" style=\"background-color:#f7f7f7\"><button type=\"button\" class=\"blockspare-accordion-panel-handler\" aria-expanded=\"false\" aria-controls=\"accordion-body-b37137\" style=\"color:#000;background:transparent;border:none;width:100%;text-align:left;cursor:pointer;padding:0\"><span class=\"blockspare-accordion-icon fa fa-plus\"><\/span><span class=\"blockspare-accordion-panel-handler-label\"><strong>What documents must I check before taking possession of a flat in Chembur?<\/strong><\/span><\/button><\/div><div id=\"accordion-body-b37137\" role=\"region\" aria-hidden=\"true\" class=\"blockspare-accordion-body\" style=\"background-color:#f7f7f7;display:none\" data-bg=\"#f7f7f7\">\n<p class=\"\">Three are essential: the Occupancy Certificate (check on the MahaRERA portal under Uploaded Documents), the RERA project completion update with the CC and RERA compliance certificate visible, and the Possession Letter read fully before signing. Also collect a copy of the sanctioned plan, warranty cards, society membership confirmation, parking allocation letter, and maintenance corpus receipt.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-blockspare-accordion-item blockspare-block-f29441\"><div class=\"blockspare-accordion-item blockspare-hover-item blockspare-type-fill\" data-act-color=\"#fff\" data-txt-color=\"#000\" data-active=\"#1290f8\" data-pan=\"#f7f7f7\" style=\"margin-bottom:10px\"><div class=\"blockspare-accordion-panel blockspare-right\" style=\"background-color:#f7f7f7\"><button type=\"button\" class=\"blockspare-accordion-panel-handler\" aria-expanded=\"false\" aria-controls=\"accordion-body-f29441\" style=\"color:#000;background:transparent;border:none;width:100%;text-align:left;cursor:pointer;padding:0\"><span class=\"blockspare-accordion-icon fa fa-plus\"><\/span><span class=\"blockspare-accordion-panel-handler-label\"><strong>What is the difference between an OC and a Completion Certificate?<\/strong><\/span><\/button><\/div><div id=\"accordion-body-f29441\" role=\"region\" aria-hidden=\"true\" class=\"blockspare-accordion-body\" style=\"background-color:#f7f7f7;display:none\" data-bg=\"#f7f7f7\">\n<p class=\"\">The Completion Certificate (CC) verifies that the building was constructed in line with the approved plan. The Occupancy Certificate (OC) is issued after the municipal authority confirms that the building is safe and legally habitable, covering fire NOC, structural stability, water, sewage, and electrical safety. A building can have a CC but not yet an OC if the habitability inspection is still pending. Without an OC, living in the flat is not legal, and permanent utility connections cannot be set up. Both should be visible on the project&#8217;s MahaRERA page.\u00a0<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-blockspare-accordion-item blockspare-block-4a3429\"><div class=\"blockspare-accordion-item blockspare-hover-item blockspare-type-fill\" data-act-color=\"#fff\" data-txt-color=\"#000\" data-active=\"#1290f8\" data-pan=\"#f7f7f7\" style=\"margin-bottom:10px\"><div class=\"blockspare-accordion-panel blockspare-right\" style=\"background-color:#f7f7f7\"><button type=\"button\" class=\"blockspare-accordion-panel-handler\" aria-expanded=\"false\" aria-controls=\"accordion-body-4a3429\" style=\"color:#000;background:transparent;border:none;width:100%;text-align:left;cursor:pointer;padding:0\"><span class=\"blockspare-accordion-icon fa fa-plus\"><\/span><span class=\"blockspare-accordion-panel-handler-label\"><strong>What is a snag list, and what are my rights if defects are found?<\/strong><\/span><\/button><\/div><div id=\"accordion-body-4a3429\" role=\"region\" aria-hidden=\"true\" class=\"blockspare-accordion-body\" style=\"background-color:#f7f7f7;display:none\" data-bg=\"#f7f7f7\">\n<p class=\"\">A snag list is a formal written record of every defect found during the pre-possession inspection, submitted to the developer before signing the possession letter. Under RERA, the developer is responsible for structural defects for five years from the possession date and must repair defects at their own expense. If possession was offered without a valid OC, Section 18 of the RERA Act allows buyers to claim compensation or a full refund with interest, which can be pursued through MahaRERA at maharera.maharashtra.gov.in.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Possession day is the last moment when a buyer of a flat in Chembur has full leverage with<\/p>\n","protected":false},"author":1,"featured_media":4557,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Possession Checklist: What to Inspect Before Handover of Your Chembur Flat<\/title>\n<meta name=\"description\" content=\"What to check before accepting possession of a flat in Chembur: documents to verify, physical inspection guide, snag list, OC vs CC, utility 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